Following our June cover story about the impending changes coming to the industry as a result of Consumer Financial Protection Bureau’s (CFPB) new TILA-RESPA Integrated Disclosure rule, the agency announced that it is delaying implementation until October 1 (or Oct. 3, depending on where you read). These changes will impact everyone. The forms will be new. Lending disclosures will be new. Closing timelines will be longer due to new requirements, and more. There will also be a good faith enforcement period where violations will be seen in a more lenient light. The end date for this period has not been stated, other than to say it is likely to continue at least until the end of 2015. To read more about the changes that are coming you may visit http://www.inman.com/2015/06/30/what-you-need-to-know-before-the-oct-3-trid-changes/, if you have already subscribed to this FREE access. To register for your FREE HAR benefit that grants you access to all of the Inman Select content, please visit www.har.com/inmanselect.